Pre-Approval Terms and Conditions


Being pre-approved indicates you have a high chance of getting a loan. All applications are subject to income, asset, credit history and other detail verification as well as lending criteria and lender's final approval.

Upon proceeding with your application, you have agreed and understood that:

1. Pre-approval does not guarantee final approval and there is a possibility your application can be declined
2. If your application is declined due to privacy issues, the lender/broker has no obligation to disclose the reason.

If you do not agree to these terms please do not apply.

Loan Amount Calculation (General Guide)

Loan amount ultimately approved is determined by a few factors; asset/s value, income, repaymentability, credit history and others.

Final Verification

After pre-approval, a full application form must be completed by all applicants and supporting documents including income, asset and photo identification must be provided in order for Final Verification to be carried out.

No Credit Check for Pre-Approval

There is NO credit check for pre-approval. Credit history check is usually done during final assessment when you decide to proceed after pre-approval.

Privacy Information

We/other parties may retain the information submitted for assessment and other purposes. From time to time information, our products and services may be forwarded to you by telephone, mail or electronic mail. If you do not find information useful, simply inform us by email or “click unsubscribe” when you receive the email.

Upon submission, you are deemed to have read and agreed to the terms and conditions.