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What are loans for unemployed

Unemployment can affect anyone and it is often unexpected. You can have a full time job one minute and then, due to no fault of your own, your hours can be cut back and suddenly you don’t have enough income to be able to cover your bills.

Fortunately, there is help at hand. If you no longer have a full time job and need money urgently to pay outstanding bills and maintain your household affairs, Max Finance may be able to help. We understand this can be a difficult time for you both mentally and financially and we will strive to get you an Unemployed Loan to tide you over while you look for further work

An Unemployed Loan is a short term loan with cash between $1,600 and $10,000 which can be repaid over a year, or at an earlier date depending on your circumstances. Obviously you would need to have some form of income to be able to repay the loan such as a part time job, welfare benefits or self-employed income, but apart from that, eligibility is quite simple and easy.

Most banks do not accept loan applications if you don’t have a full time job, but Max Finance is not your average lender. We’ll even consider you if you have a less than perfect credit history and we don’t charge an arm and a leg for our finance, but offer our loans at competitive market rates. We have helped many people in a tight spot like you in need of that little bit of extra cash to get through the month, so don’t delay. Apply now for pre-approval for an Unemployed Loan from Max Finance.

Fast application and processing

Our loan application process has been praised by many of our clients as being very simple and straightforward. That’s because you can apply online and the whole process only takes minutes rather than hours

And there’s no complex documentation required or gruelling face-to-face interviews like you’d experience when dealing with a bank. We’ll need certain documents like proof of income and assets, but you can fax or email them straight to us, so your application is not held up by unnecessary red tape.

The amount you can borrow will depend on factors such as your assets (ownership of a motor vehicle or real estate property), your other income and your credit history, but once you have been pre-approved, your chances of receiving your loan are very high (as much as 90%). And when your loan is approved, we offer Same Day Cash Transfer, with the money being deposited in your account usually within one business day.


Please be advised that sole income from Newstart, Youth Allowance or Austudy benefits cannot be considered when applying for an Unemployed Loan and if you are the recipient of other welfare payments that you wish to have included as income, we will need to contact Centrelink to verify these amounts.

About Max Finance

Max Finance offers a welcome alternative to traditional lenders, providing fast, affordable short-term loans for any purpose. If you go to a bank, the minimum you’ll be able to get is $5,000, you’ll wait ages for a decision and if you’re unemployed or have a bad credit history, you may as well just close the door behind you on your way out.

We offer a range of loans for every situation including;

  • Personal Loans - apply from $1,600 to $10,000 over 6 to 12 months for any worthwhile purpose including paying bills, renewing car rego or paying for a wedding or holiday.
  • Car Loans - loans for any car-related expenses such as buying a new or used car, repairs to an existing one, or paying rego or insurance.
  • Motorbike Loans - loans for bike-related expenses such as buying that dream bike or paying for repairs or on road costs on an existing bike.
  • Home Loans - loans to renters with cash from $1,600 to $5,000 over 6 to 12 months to help pay for moving expenses such as rental bond, removalists and purchasing furniture.
  • Business Loans – borrow from $1,000 up to $500,000 over 1 to 36 months from just 1.80% per month to start a new business or help with cashflow problems.
  • Whether you’re looking for a personal loan, a car or motorbike loan, a rental loan or a business loan, we’re here to help at Max Finance and you can apply online from anywhere and at any time. So click on Apply Now and let us do the rest.

    Or if you have a query about one of our loan products or would like some more information, just give us a call on 1300 997 997, send us an email at Loans@MaxFinance.com.au, or fill in your details online in our Fast Contact Form and we’ll get back to you as quickly as possible. We’re the fast, friendly, hassle-free way to get a short-term loan for any purpose, so contact us today at Max Finance.

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